Essay on Jan Dhan Yojana for Students and Children
What is Jan Dhan Yojana?. Jan Dhan Yojana is a scheme from the Government of India for affordable access to financial services for Indian citizens. Pradhan Mantri Jan Dhan Yojana is dealing with all types of financial transactions of the people of India. Many points were discussed below essay on Jan Dhan Yojana. All the details, benefits, and others about Pradhan Mantri Jan Dhan Yojana’s essay are explained briefly.
Short Essay on Jan Dhan Yojana
Below is a Short Essay on Jan Dhan Yojana in 250 words that cover all the basic information about it. Pradhan Mantri Jan Dhan Yojana in English essay will helpful in competitions and students exams.
Jan Dhan Yojana is a scheme initiated by the Government of India on 28th August 2014. The main motto of the Jan Dhan Yojana scheme is to make financial transactions by people in every part of India. Jan Dhan Yojana’s scheme had entered into people to a great extent and a lot of people opened their bank accounts under the scheme. India contains a huge population in rural areas to provide them with a developed banking system, Jan Dhan Yojana scheme is introduced by Prime Minister Narendra Modi.
Any kind of people from rich to poor secure their money in banks, the government framed a scheme to have banks everywhere under this scheme. The government planned some benefits for people like Credit & Debit cards, Insurance, Internet banking, etc for the account holders. Pradhan Mantri Jan Dhan Yojana scheme entered into people of households and mini merchants as compared to previous schemes. Narendra Modi given a Theme for PMHDY is “Mera Khata Bhagyavidhata” which states “My account is divine”. It had bought numerous bank account over the banking system of India. PMJDY accounts were crosses the nearly 40 crore mark with an amount of 1.19Lakhs crore amount. Women’s shared 50% of accounts open under Jan Dhan Yojana.
The government of India provided a lot of facilities for the PMJDY scheme like Jan Dhan yojana online portal, Jan Dhan Yojana customer care, JDY credit, and debit cards. Many people have received loans for their needs from Jan Dhan Yojana’s account. Finally, Jan Dhan Yojana is making all the people making financial transactions on the government records.
Long Essay on Jan Dhan Yojana
Below long essay on Jan Dhan Yojana contains all the needed information about it. Pradhan Mantri Jan Dhan Yojana in 500 words essay will be helpful for students and also for group discussions.
Jan Dhan Yojana or Pradhan Mantri Jan Dhan Yojana is a scheme to extend the financial program and Banking System in India. Prime minister Narendra Modi inaugurated the scheme on 28th August 2014 as he announced the scheme in the first independence speech ie the 15th of August 2014. Jan Dhan Yojana’s scheme motto is to get a bank account for every person in India. PMJDY is running under the Department of Financial Services, Ministry of Finance of India.
Jan Dhan Yojana benefits were the account holder will get a Jan Dhan Yojana Credit & debit cards, Insurance, Pension Policies, Loans, etc. This scheme helps people to get awareness on saving money and using the banking system. The government had given many choices for people in the banking sector like a 10 years old child can open a bank account under a guardian. The people of India can change their accounts to PMJDY account for benefits. Under this Scheme, the poor people were benefited by connecting to banks and financial support from the government. A Rupay Debit card is provided for account holders for transactions and is also helpful for Indian financial transactions companies.
According to the latest data of Jan Dhan Yojana, the number of accounts opened under this scheme had crossed 40 crores. A huge amount was deposited by people for their future needs. People of India had developed the saving money in the bank after this scheme. Jan Dhan yojana made banks move into the rural and semi-rural areas as compared to previous days. The scheme had made a huge change in the Financial transactions of common people. There was another idea under Jan Dhan Yojana is to make Digital transactions by the people. Under the PMJDY scheme, rural women share 50% of accounts over the total accounts.
Pradhan Mantri Jan Dhan Yojana had bought a great revolution for poor people which helped to save their money of any amount in banks. Poor people are getting Jan Dhan Yojana Debit & Credit cards for their Jan Dhan accounts. Many people started taking loans under Jan Dhan Yojana as it was getting at a low rate of interest. All the poor people are making financial transactions under the Jan Dhan scheme. The government of India had included many beneficial features to the scheme on 14th August 2018 to be more helpful for account holders.
The government had bought up many facilities for Pradhan Mantri Jan Dhan Yojana. Facilities included in the Jan Dhan Yojana website, Jan Dhan Yojana customer call center, Jan Dhan yojana Insurance, and many more.
Finally, the conclusion for Jan Dhan Yojana’s essay is a lot of poor got beneficial under this scheme. Even poor people are making financial transactions under the government and getting help from banks at hard times. The government of India should bring many more Schemes for the poor people of India. Schemes like Jan Dhan Yojana will develop the country in all categories and help the people directly.
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